Key Financial Data

IFRS,denominated in RMB

Operating results

2024H1

Operating Income

65,589 million

Net profit attributable to holders of equity shares of the Bank

22,474 million

Basic earnings per share

0.43

Profitability indicators

2024H1

Reuturn on average assets

0.60 %

Return on weighted average equity

7.04 %

Cost-to-income ratio

31.36 %

Net interest margin

1.38 %

Scale indicators

2024/6/30

Total assets

7.55 trillion

Total loans and advances to customers

4.42 trillion

Total liabilities

6.94 trillion

Total deposits from customers

4.06 trillion

Asset quality

2024/6/30

NPL ratio

1.47 %

Allowance to NPLs

149.26 %

Allowance to total loans

2.19 %

Capital adequacy ratio

2024/6/30

Core tier-one capital adequacy ratio

9.35 %

Tier-one capital adequacy ratio

10.32 %

Total equity to total assets ratio

12.30 %

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